Educational Videos
Part 1: Financial Basics
- Introduction to Financial Literacy
- What is financial literacy and why is it important?
- Overview of the course content
- Understanding Money & Its Value
- History of money
- The concept of inflation and purchasing power
- Time value of money
- Assets vs Liabilities
- Basics of Banking
- Basics of Banking - Banks & Credit Unions
- Basics of Banking - Understanding Checking & Savings Accounts
- Basics of Banking - Simple Interest vs Compound Interest Raw
- Basics of Banking - The Importance of an Emergency Fund
- Credit & Its Components
- Credit Score Basics
- Credit Reporting Agencies
- 7 Credit Tips
- Managing Debt
- Good debt vs. bad debt
- Strategies for paying down debt: Snowball vs. Avalanche
- Understanding interest rates and APR
- The dangers of minimum payments
- Credit Cards: Benefits and Pitfalls
- How credit cards work
- Pros and cons of using credit cards
- Understanding fees, interest rates, and rewards
- Tips for responsible credit card use
- Loans and Mortgages
- Different types of loans: Personal, Student, Auto, etc.
- Understanding mortgages: Fixed vs. Adjustable rates, Terms, etc.
- The home buying process: Down payments, closing costs, etc.
- Refinancing: When and why?
- Investing Basics
- The importance of investing early
- Understanding risk and return
- Different types of investments: Stocks, Bonds, Mutual Funds, etc.
- Introduction to retirement accounts: 401(k), IRA, Roth IRA
- Insurance and Risk Management
- Why insurance is important
- Different types of insurance: Health, Life, Auto, Home, etc.
- Understanding premiums, deductibles, and claims
- Taxes: Basics and Planning
- Understanding income tax: Brackets, Deductions, Credits
- The importance of tax planning
- Introduction to other taxes: Sales, Property, Capital Gains
- Budgeting and Financial Planning
- The importance of a budget
- How to create and stick to a budget
- Setting financial goals and planning for the future
- Building Wealth Over Time
- The power of compound interest
- Strategies for saving and investing consistently
- Avoiding common financial pitfalls
- Financial Scams and How to Avoid Them
- Recognizing common scams: Ponzi schemes, phishing, etc.
- Protecting your identity and financial information
- What to do if you're a victim of fraud
- Conclusion and Continuing Education
- Recap of key takeaways
- Resources for further learning
- Encouraging lifelong financial education
Part 2: The Stock Market
- Introduction to the Stock Market
- Intro to the Stock Market - What is the Stock Market and How Does It Work
- Intro to the Stock Market – Understanding the Factors that Influence the Stock Market & Stock Prices
- Intro to the Stock Market – The Origin of the Stock Market
- Stock Market Basics
- What is a Stock Market Index
- Types of Stocks: Common and Preferred
- Reading Stock Quotes
- Analysis of Stocks
- Fundamental Analysis
- Technical Analysis
- Stock Market Strategies
- Value Investing
- Growth Investing
- Dividend Investing
- Understanding and Managing Risk in the Stock Market
- Diversification
- Asset Allocation
- Introduction to Stock Market Trading
- Day Trading
- Swing Trading
- Position Trading
- Stock Market Regulations
- Role of Securities and Exchange Commission (SEC)
- Insider Trading Laws
- The Global Stock Market
- Investing in Foreign Stocks
- ADRs, GDRs, and ETFs
- Investing in Mutual Funds and ETFs
- Differences Between Mutual Funds and ETFs
- Advantages and Disadvantages
- The Role of the Stock Market in Retirement Planning
Part 3: Real Estate
- Introduction to Real Estate Investing
- Types of Real Estate: Residential, Commercial, Industrial
- Real Estate Investment Trusts (REITs)
- Analyzing Real Estate Investments
- Cash Flow Analysis
- The 1% Rule and the 50% Rule
- Real Estate Financing
- Mortgages
- Hard Money Loans
- Real Estate Crowdfunding
- The Buy and Hold Strategy
- Rental Property Investment
- Property Management
- The Fix and Flip Strategy
- Finding Investment Properties
- Managing Renovations
- Commercial Real Estate Investing
- Understanding Leases and Contracts
- Commercial vs. Residential Real Estate Investing
- Real Estate Regulations and Laws
- Understanding Zoning Laws
- Landlord-Tenant Laws
- The Role of Real Estate in a Diversified Portfolio
Part 4: Business
- Introduction to Business
- Types of Business Structures: Sole Proprietorship, Partnership, LLC, Corporation
- Starting Your Own Business
- Developing a Business Plan
- Securing Funding for Your Business
- Running Your Business
- Operations Management
- Financial Management
- Marketing and Sales
- Business Growth and Expansion
- Franchising
- Mergers and Acquisitions
- Buying an Existing Business
- Evaluating a Business for Sale
- Negotiating a Business Purchase
- Business Regulations and Laws
- Business Licensing and Permits
- Employment Laws and Regulations
- Exit Strategies
- Selling a Business
- Succession Planning
- The Role of Entrepreneurship in Wealth Building